The Evaluation of Qard-al-Hasan as a Microfinance Approach in Poverty Alleviation Programs

نویسندگان

  • Ahmad Mojtahed Allameh Tabatabai University, Advisor to the Governor of the Central Bank of Iran I.R. and the President of Monetary and Banking Research Academy, Tehran-Iran.
  • Ali Hassanzadeh Faculty member and Vice President, Monetary and Banking Research Academy.
چکیده مقاله:

Different countries have implemented various methods in their poverty elimination programs. Redistribution policies, financing low income groups, subsidizing, enhancing the capabilities of the poor, and… are among the traditional policies for poverty elimination programs. The study of concept of poverty is always one of the most important considerations in Islamic thoughts. Islamic Shariat with special consideration of economic poverty roots and causes has introduced numerous bases and tools to cope with this sinister phenomenon in Islamic societies. Ihsan, zakat or alms, Waqf and Qard-al-Hasan are part of principles and economic behaviors of Muslims which have considerable positive effects on poverty elimination in these societies. By emphasizing on Qard-al-Hasan as a means of microfinance in the banking system and Islamic Shariat in order to finance the poor in accordance with modern financing tools, this paper will evaluate the effects and results of the application of interest-free loans in poverty elimination programs in Iran I.R. Accordingly, by compiling data of 28 provinces of the country during 1996-2003, the effects of providing interest-free loans on per-capita income as a proxy variable for poverty elimination indicator will be analyzed and evaluated.

برای دانلود باید عضویت طلایی داشته باشید

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

منابع مشابه

Impact of Microfinance Bank on Poverty Alleviation in Nigeria

This study aimed at providing full coverage on the impact of microfinance Bank on poverty Alleviation in Nigeria. Microcredit firms provides small loans to poor people and small enterprises. This study provides an overview of the role and performance of micro finance in Nigeria. The major objective of the study is to examine the microfinance sector their performance and its impact on different ...

متن کامل

Factors affecting the granting of Qard al-Hasan facilities in Iran

Qard al-Hasan is one of the Islamic banking contracts that is being paid by banks and credit institutions after interest-free banking in the country. In this article, using statistical evidence and Johansen-Juselus cointegration  method over the period 1984-2019, it is shown that  gross domestic product, the rate of bank facilities and the number of registered marriages affect the qard al-hasan...

متن کامل

from linguistics to literature: a linguistic approach to the study of linguistic deviations in the turkish divan of shahriar

chapter i provides an overview of structural linguistics and touches upon the saussurean dichotomies with the final goal of exploring their relevance to the stylistic studies of literature. to provide evidence for the singificance of the study, chapter ii deals with the controversial issue of linguistics and literature, and presents opposing views which, at the same time, have been central to t...

15 صفحه اول

a synchronic and diachronic approach to the change route of address terms in the two recent centuries of persian language

terms of address as an important linguistics items provide valuable information about the interlocutors, their relationship and their circumstances. this study was done to investigate the change route of persian address terms in the two recent centuries including three historical periods of qajar, pahlavi and after the islamic revolution. data were extracted from a corpus consisting 24 novels w...

15 صفحه اول

investigating the integration of translation technologies into translation programs in iranian universities: basis for a syllabus design in translation technology

today, information technology and computers are indispensable tools of any profession and translation technologies have become an indispensable part of translator’s workstation. with the increasing demands for high productivity and speed as well as consistency and with the rise of new demands for translation and localization, it is necessary for translators to be familiar with market demands an...

منابع من

با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید

ذخیره در منابع من قبلا به منابع من ذحیره شده

{@ msg_add @}


عنوان ژورنال

دوره 5  شماره None

صفحات  1- 32

تاریخ انتشار 2009-04

با دنبال کردن یک ژورنال هنگامی که شماره جدید این ژورنال منتشر می شود به شما از طریق ایمیل اطلاع داده می شود.

کلمات کلیدی

میزبانی شده توسط پلتفرم ابری doprax.com

copyright © 2015-2023